For the past 20 years, Mark Guilliatt, the founder of has prevented families from getting WIPED OUT from the High Cost of Nursing Homes and Assisted Living Facilities.


EVEN if your loved one is already in the nursing home many families don’t realize that they can legally protect their money from the high cost of a nursing home.


Most people end up making uninformed decisions, or worse yet misinformed decisions, based on inaccurate advice, because they don’t know who to turn to or they turn to people that haven’t been properly trained!


Medicare can potentially cover you, but at the very best, they will only cover you for the first 100 days.  And usually, they will not even cover you for that long.


Others have turned to private long-term care insurance, but the insurance companies have made it very difficult to insure against these types of Catastrophic Expenses.  They constantly raise their premiums, which makes it very difficult if you are on a fixed income.


And even if you can afford to purchase this type of insurance, the insurance company will probably not want you if you are already too sick or too old in their eyes.


This seems a little unfair and may have forced you to think that all you can do is “spend down” your assets.  In fact, that is what you may have been told.


But as I mentioned before most people in this situation are acting on misinformation that they received from a well intentioned neighbor or friend.  Even the agency, Health and Human Services, that administers this program often tells people that all they can do is “Spend Down”.


Fortunately, this isn’t true.  And in most cases - even if you’re already in the nursing home - you can save most, if not all, of your assets from being Wiped Out!


So why doesn’t Health and Human Service tell you what you need to do to protect your money?  Basically, it boils down to two main reasons.


  1. First, the case workers who process your applications aren’t trained to help you protect your money.  Typically, they don’t know how you could actually protect your money by making a few simple changes.

  2. Secondly, Health and Human Services isn’t obligated to help you protect your money.  In fact, they don’t want you to know that you have any options.


  What are your options?


Give us a call.  We have spent the last 20 years helping people navigate this system and have saved people thousands of dollars and, in some cases, hundreds of thousands of dollars.


You have worked a lifetime to accumulate your financial nest egg.  Don’t send another check to the nursing home!


We provide a FREE consultation to find out about your situation and to see if we can help you.  And once we know the facts about your situation, we can immediately determine if we can be of help to you.


And as we said before, there is NO COST to give us a call and to see if we can help.


We hope YOU or your loved one aren’t dealing with the high cost of a nursing home stay, but if you are, please give us a call.




Mark Guilliatt